I don’t claim to know it all but one thing I do know for sure is it’s never the wrong time to save money! Amiright?!
As a single mama with a 15-year-old son who’s about to eat me out of house and home and his 15-month-old baby brother who is well on his way to doing the same thing, I need to be wise about my spending, where I’m spending, what I’m spending on, how much I’m spending… Everything adds up and certain monthly necessary expenses – including bills – are obligatory costs and I always need to make sure I have more than enough to cover those, plus “free money”.
So putting money away, cutting back on what you’re spending on or perhaps even eliminating a cost altogether can help you reach your dream sooner, pay off a debt, improve financial habits, treat yourself (or your kiddos), and simply feel good about where your money is going. Whether you’re able to save hundreds of dollars or thousands of dollars each year you’ll feel a sense of pride in better managing your money because it all adds up!
Below I’ve shared some ways to help you cut back with spending. I hope you find something useful or maybe you just need a reminder 🙂
Eat Out Less – this calls for preparing meals at home. It helps when you have your meals planned for the week – snacks included – and you have everything you need at home to prep. Eating out less can save you hundreds of dollars a year that can go towards a vacation, shopping spree, bills, an emergency, a rainy day, your child’s college tuition fund or your savings!
Make Your Own Products – so I love Pinterest and have gleaned so many ideas for our home life. I’ve made homemade toothpaste, cooked many delicious meals, decorated for Imri’s first birthday party, made a money cake, and then some. One thing I really love is that I can find anything under the sun I want to do on Pinterest.
My next experiment will be with soap. I love natural products and currently buy my soaps and other products from Essential Oils Boutique but I would looooooove the experience of making my own and putting whatever I want in it. With spending little money on ingredients to make a batch of soap that will last me weeks, I’ll be saving quite a bit just from Soap!!!
Oh! I made my own household cleaner by saving orange peels and soaking them in white vinegar them mixing that with water and pouring it up in a spray bottle…
Get The Heels On Your Shoes Replaced Or Get Heel Protectors – My all-time favorite boots from Calvin Klein have lasted me for 5+ years. They are leather, over-the-knee boots that are super sexy and very appropriate for just about any outfit because they can also scrunch down to be worn under my knees. I bought them on sale at Dillards years ago and have taken them to Wynnton Boots and Shoes several times to get not only the heels replaced but also the soles. Do you have a favorite pair of shoes that you want to make last??
Skip The Dry Cleaning – I’ve come to learn that just about all of my clothes with tags that say DRY CLEANING ONLY can be washed on the gentle cycle in cold water. Also, we’re a downy family and I can attest that Downy fabric softener does indeed help keep clothes fibers intact, smelling good, and feeling soft.
Google Cost Comparisons – whether you’re searching for an electronic, clothes, household products, toys, or whatever, google search your item and compare the costs from different local or online stores. I can’t tell you how many times I’ve gone to the original site of a product I was looking for only to find it on another site for significantly less.
Join Amazon Or Other Membership Services – when I tell you Amazon has changed my life!!! Yes, there is a membership cost for Amazon prime but it is SO worth it. It’s so convenient to shop for many of your needs with one click of the finger and it arrives at your doorstep in two and sometimes one day.
I’ve shopped for books, toys, laundry detergent, clothes (which, by the way, I will be doing an Amazon haul post on all of the cute outfits I’ve gotten all under $30), kitchen items, etc. Prime membership cost pays for itself and then some. I’m saving on gas because I’m not driving to the store and ordering a few times a month more than covers the standard shipping cost you’d otherwise pay for any online shopping because everything ships for free.
Also, when Imri was first born for the first several months I joined the Honest Diaper Club and received a box of diapers and wipes a month and was able to choose my prints and sizes for each box. This saved a lot of money as I was purchasing the bundle instead of buying individual packs of diapers and wipes. I still use Honest diapers and have tried Pampers Pure to compare the cost but they did not hold up nearly as well as Honest. I will be sticking with these!
Do It Yourself – If you think about it, I’m sure you can come up with something you can do yourself, for yourself, rather than spending money for someone else to do it.
I cut my own hair. I’ve been doing it for several years now. Not only am I uncomfortable in barber shops I also don’t want to sit up under men like that nor do I want to have to repeatedly tell the barber to go back and get this, fade that more, please don’t touch that part of my line….ugh. I know how I want my hair to look so I learned to do it myself.
What can you do for yourself? File and polish your nails? Buy a car washing kit and wash your own car? Skip the gym membership for the month and workout at home? Which, by the way, if you are motivated enough there are plenty of workout videos and youtube trainers with whom you can work out with. One of my favorites is Sydney Cumming with Royal Fitness (the Sydney Squad). I get bored easily and love variety in my workouts. She never does the same workout twice and posts new videos every. single. day.
So how are you going to save money this month? Leave a comment and let me know or share another tip for money saving!